Introduction

At NextGenFL Ltd, we understand that you are aware of and care about your own personal privacy interests and we take that seriously. U-INVEST is a mobile financial app product under NextGenFL Ltd. In this privacy notice we describe the policies and practices regarding the collection and use of your personal data and set forth your privacy rights. We recognize that information privacy is an ongoing responsibility and so we will from time to time update this Privacy Notice as we undertake new personal data practices or adopt new privacy policies. We encourage you to read the policy and privacy practices carefully.

Who we are?

NextGenFL Limited is a software and IT consultancy company operating in Nigeria & Rwanda. The full contact address are as follows:

NextGenFL, 7/9 Solabomi Crescent, Aguda, Surulere, Lagos. Nigeria

KG 113 ST, Ikaze House 4th Floor, Gisementi Gasabo-Kigali. Rwanda

Phone: +250788522022/0788293640

E-mail: info@nextgenFLX.com; info@techavenue137.rw

What information do we collect?

All the information we collect are strictly used for the specified purposes. The information we collect are the following:

As is true of most other mobile Applications, U-INVEST App collects and stores certain information for users to be able to use and benefit from the application. The information collected are voluntarily given by users and are: Mobile phone numbers and profile pictures (in the multiple player mode). In addition, the app automatically collects personal information which includes user location, device characteristics, user mobile telecommunication company, and other usage information.

Unless otherwise specified, the information collected automatically by the application is strictly used to help us improve the application and better suit our users’ needs.

We also use Google analytics to help us monitor user trends and decide accordingly i.e. NextGenFL has a legitimate interest in understanding how users, customers and potential customers use U-INVEST App. This strongly helps in providing more relevant products and services, with communicating value to our sponsors and with providing appropriate staffing to meet user and customer needs.

  1. a) Personal identification

User mobile phone numbers, name, email and profile picture are collected when users register to use the application.

  1. b) Mobile survey

We also correct user information and feedback when conducting surveys related to the trend and use of the application. Here we can customize the survey to fit the its purpose but the information collected strictly fall into the demographic information (Age, location, gender, education, Marriage status and the like).

  1. c) From third parties

How do we use personal information?

U-Invest App collects the above personal data information for the use of the following:

  • personalization of content, business information or user experience
  • account set up and administration
  • delivering marketing and events communication
  • carrying out surveys and polls
  • internal research and development purposes
  • providing goods and services
  • legal obligations (e.g. prevention of fraud)
  • meeting internal audit requirements

What legal basis do we have for processing your personal data?

Personal data processing is governed by the Nigerian Law; the law explains how personal data are collected, stored and shared.

When do we share personal data?

At NextGenFL, we take seriously your personal data information and it is our responsibility to make sure your data is protected against loss, destruction or disclose in any way. Your personal data is strictly and precisely used for the very purpose intended for. Your data might however, be shared or disclosed to the following:

  1. a) For NextGenFl Business operations b) Third parties such as security agencies if deemed right and for security purposes and general wellbeing of the country.

Where do we store and process personal data?

The data NextGenFL collects from you is stored in one or more databases hosted on a Uplus Mutual Partners Server, a company registered and operating in Rwanda. These third parties do not use or have access to your personal information for any purpose other than cloud storage and retrieval.

NextGenFL doesn’t transfer personal information outside Rwanda. But it deemed appropriate i.e. in ways that can not violate user rights, the personal information can be transferred.

How do we secure personal data?

To help protect the privacy of data and personally identifiable information you transmit through use of U-Invest App, we maintain physical, technical and administrative safeguards. We update and test our security technology on an ongoing basis. We restrict access to your personal data to those employees who need to know that information to provide benefits or services to you. In addition, we train our employees about the importance of confidentiality and maintaining the privacy and security of your information. We commit to taking appropriate disciplinary measures to enforce our employees’ privacy responsibilities.

In brief these measures:

  • to protect data against accidental loss
  • to prevent unauthorized access, use, destruction or disclosure
  • to ensure business continuity and disaster recovery
  • to restrict access to personal information
  • to conduct privacy impact assessments in accordance with the law and your business policies
  • to train staff and contractors on data security
  • to manage third party risks, through use of contracts and security reviews

How long do we keep your personal data for?

NextGenFL keeps your data information in all the whole period of operation for the U-Invest mobile application.

Your rights in relation to personal data

This Privacy Notice is intended to provide you with information about what personal data U-INVEST App collects about you and how it is used. If you have any questions, please contact us at info@nextgenFLX.com or info@techavenue137.rw

You may also request information about: the purpose of the processing; the categories of personal data concerned; who else outside the NextGenFL might have received the data; what the source of the information was (if you didn’t provide it directly to the NextGenFL); and how long it will be stored. You have a right to correct (rectify) the record of your personal data maintained by NextGenFL if it is inaccurate. You may request that NextGenFL erase that data or cease processing it, subject to certain exceptions. You may also request that NextGenFL cease using your data for direct marketing purposes.

Changes and updates to the Privacy Notice

At NextGenFL, we full understand that user benefits change from time to time, this Privacy Notice and Conditions of Use is expected to change as well. We reserve the right to amend the Privacy Notice and Conditions of Use at any time, for any reason, without notice to you, other than the posting of the amended Privacy Notice and Conditions of Use at this app. But you should check frequently to see the current Privacy Notice and Conditions of Use that is in effect and any changes that may have been made to it.

How to contact us?

For any concerns on this data privacy policy terms and conditions don’t hesitate to contact us at NextGenFL,

7/9 Solabomi Crescent, Aguda, Surulere, Lagos. Nigeria

KG 113 ST, Ikaze House 4th Floor, Gisementi Gasabo-Kigali. Rwanda

Phone: +250788522022/0788293640

E-mail: info@nextgenFLX.com or info@techavenue137.rw